A VISA® debit card allows you to access your account 24 hours a day from any ATM and make purchases with the money available in your checking account. Use our ATM locator to find CO-OP Network ATMs near you that you can use at no charge whatsoever.
Additional debit card benefits:
- Get rewards! Each time you sign for a purchase made with your ACU debit card, you'll earn points which can be redeemed for travel, electronics, entertainment, and more. See what you can earn and track your points here.
- Avoid writing a check at the store and waiting for check approval.
- Use merchant receipts to record transactions in your check register.
- Confirm transactions on your monthly checking account statement. When you select "credit" at the point of sale, the merchant name will show on your statement (instead of just the street address).
- Don't worry about carrying over balances or accruing finance charges as with a credit card.
- Know that you are protected by Visa's Zero Liability policy if the card is used fraudulently.
While a check (debit) card can replace cash and checks when shopping and traveling, a credit card would be a better choice for big-ticket items that you can break down into monthly payments.
Click here to print a check card application. If you are a home banking user, you can also apply online with our secure applications inside AccessPoint Internet Account Access.
Helpful Resources
When using your debit card at an ATM, look for any of these network labels on the ATM, where your card is sure to work. Remember, transactions won’t cost you anything when you use your card at an ATM that has a CO-OP Network logo displayed.
