Arsenal Credit Union

We offer three checking accounts to meet your needs:

Advantage Plus Checking
Value Checking
Totally Free Checking

Our interest-bearing Advantage Plus account comes with ID theft insurance and resolution services, no issue fee on a VISA® TravelMoney card (there is a $3.95 reload fee), free unlimited regal-style checks (or a 50% discount on upscale checks), and no minimum balance requirement for just $5 a month.

Earn interest and avoid a monthly fee with our Value Checking account if you maintain an average daily balance of $500; otherwise, it's just $4 a month.

Or, choose our Totally Free Checking account to avoid balance requirements and monthly service charges; this account does not earn interest.

	Advantage Plus Checking	Value Checking	Totally Free Checking
Monthly Fee	$5.00 ($4.00 for Prime Advantage Club members) No balance requirement	None if $500 minimum avg. daily balance requirement met; otherwise, $4.00	No monthly fee, no balance requirement
Interest Paid	Yes	Yes	No
Check Orders	Free, unlimited regal-style checks or 50% discount on upscale checks	Refer to price list	Refer to price list

Reorder Checks

All of our checking accounts include the following free options:

Unlimited check-writing privileges
ATM card
Visa® debit card
ActionLine, our 24-hour automated teller
AccessPoint Internet Account Access
24-hour check re-ordering online or over the phone (1.800.355.8123)
Courtesy Pay (based on member eligibility)

Helpful Resources

Checkbook Balancer
Checking account coach* - get tips on choosing, managing and protecting your checking account. *The Credit Union National Association recently won the Association for Financial Counseling and Planning Education’s 2008 Outstanding Consumer Financial Information Award for this and several other online financial literacy products.
Walk through the process of writing a check.
Learn the basics of having a checking account – writing a check, endorsing a check, and using your transaction register
Go Direct! Receive your Social Security and SSI payments quickly and securely with direct deposit. Get set up today!
Checking account switch kit - everything you need to move your checking account to Arsenal Credit Union.
Check 21 - find out how the Check Clearing for the 21st Century Act affects you

Your savings are federally insured by the National Credit Union Administration (NCUA) to at least $250,000. Learn how your Arsenal accounts are protected. Have more questions? Call the NCUA Insurance Call Center at 1.800.755.1030, ext. 1, Mon.-Fri. 7 a.m.-5:30 p.m. CST, or use the share insurance estimator to calculate your coverage.

Truth-in-Savings Disclosure